:root {
  /* Bandeira do Brasil */
  --green: #009c3b;
  --green-dark: #00752c;
  --green-light: #e6f5ec;
  --yellow: #ffdf00;
  --blue: #002776;

  /* Base neutra */
  --black: #0b0b0b;
  --ink: #1c1c1c;
  --gray-600: #5a5a5a;
  --gray-400: #8d8d8d;
  --gray-200: #e4e4e4;
  --gray-50: #f7f8f7;
  --white: #ffffff;

  --danger: #c62828;
  --radius: 14px;
  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.05);
  --shadow-lg: 0 24px 60px rgba(0, 0, 0, 0.14);
  --max-width: 1140px;
}

* {
  box-sizing: border-box;
}

[hidden] {
  display: none !important;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
  color: var(--black);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3 {
  margin: 0;
  line-height: 1.15;
  letter-spacing: -0.02em;
}

p {
  margin: 0;
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.container--narrow {
  max-width: 760px;
}

/* Faixa com as cores da bandeira */
.flag-bar {
  display: flex;
  height: 4px;
}

.flag-bar span {
  flex: 1;
}

.flag-bar span:nth-child(1) { background: var(--green); flex: 3; }
.flag-bar span:nth-child(2) { background: var(--yellow); flex: 1.4; }
.flag-bar span:nth-child(3) { background: var(--blue); flex: 0.8; }

/* Header */
.header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--gray-200);
}

.header__inner {
  display: flex;
  align-items: center;
  gap: 32px;
  height: 72px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 19px;
  font-weight: 600;
}

.logo__mark {
  position: relative;
  display: grid;
  place-items: center;
  width: 36px;
  height: 36px;
  border-radius: 11px;
  background: var(--green);
  color: var(--white);
  font-weight: 800;
  overflow: hidden;
}

/* Losango amarelo e círculo azul, como na bandeira */
.logo__mark::before {
  content: "";
  position: absolute;
  inset: 8px;
  background: var(--yellow);
  transform: rotate(45deg);
  border-radius: 3px;
}

.logo__mark::after {
  content: "";
  position: absolute;
  width: 11px;
  height: 11px;
  border-radius: 50%;
  background: var(--blue);
}

.logo__text {
  color: var(--black);
}

.logo__text strong {
  font-weight: 800;
  color: var(--green);
}

.header__nav {
  display: flex;
  gap: 28px;
  margin-left: auto;
  font-size: 15px;
  color: var(--gray-600);
}

.header__nav a:hover {
  color: var(--black);
}

.header__cta {
  padding: 10px 20px;
  border-radius: 999px;
  background: var(--black);
  color: var(--white);
  font-size: 15px;
  font-weight: 600;
  transition: transform 0.15s ease, background 0.15s ease;
}

.header__cta:hover {
  background: var(--ink);
  transform: translateY(-1px);
}

/* Hero */
.hero {
  position: relative;
  padding: 68px 0 88px;
  background:
    radial-gradient(900px 400px at 10% -10%, rgba(0, 156, 59, 0.12), transparent 62%),
    linear-gradient(180deg, var(--gray-50), var(--white));
}

.hero__inner {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 64px;
  align-items: center;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 7px 16px 7px 10px;
  border: 1px solid rgba(0, 156, 59, 0.25);
  border-radius: 999px;
  background: var(--green-light);
  color: var(--green-dark);
  font-size: 13.5px;
  font-weight: 700;
}

.badge__dot {
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--yellow);
  box-shadow: 0 0 0 4px rgba(255, 223, 0, 0.35);
}

.hero__title {
  margin: 22px 0 18px;
  font-size: clamp(34px, 4.4vw, 52px);
  font-weight: 800;
}

.highlight {
  position: relative;
  color: var(--green);
  white-space: nowrap;
}

/* Sublinhado amarelo do destaque */
.highlight::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -0.08em;
  height: 0.13em;
  background: var(--yellow);
  border-radius: 2px;
}

.hero__subtitle {
  max-width: 520px;
  font-size: 17.5px;
  color: var(--gray-600);
}

.hero__benefits {
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 12px;
}

.hero__benefits li {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 16px;
  font-weight: 500;
}

.check {
  position: relative;
  flex: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--green);
}

.check::after {
  content: "";
  position: absolute;
  left: 7px;
  top: 4px;
  width: 5px;
  height: 10px;
  border: solid var(--white);
  border-width: 0 2.5px 2.5px 0;
  transform: rotate(45deg);
}

.hero__proof {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-top: 34px;
  padding-top: 26px;
  border-top: 1px solid var(--gray-200);
  font-size: 15px;
  color: var(--gray-600);
}

.avatars {
  display: flex;
}

.avatars span {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  border: 2px solid var(--white);
  margin-left: -10px;
  background: var(--green);
}

.avatars span:first-child { margin-left: 0; background: var(--yellow); }
.avatars span:nth-child(2) { background: var(--green); }
.avatars span:nth-child(3) { background: var(--blue); }
.avatars span:nth-child(4) { background: var(--black); }

/* Card / formulário */
.card {
  position: relative;
  padding: 32px;
  border: 1px solid var(--gray-200);
  border-radius: 22px;
  background: var(--white);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

/* Detalhe da bandeira no topo do card */
.card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
  background: linear-gradient(
    90deg,
    var(--green) 0 60%,
    var(--yellow) 60% 85%,
    var(--blue) 85% 100%
  );
}

/* Funil em etapas */
.funil__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  min-height: 26px;
  margin-bottom: 12px;
}

.funil__back {
  padding: 4px 8px 4px 0;
  border: none;
  background: none;
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  color: var(--gray-600);
  cursor: pointer;
}

.funil__back:hover {
  color: var(--green);
}

.funil__counter {
  margin-left: auto;
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  color: var(--gray-400);
}

.progress {
  height: 6px;
  margin-bottom: 26px;
  border-radius: 999px;
  background: var(--gray-200);
  overflow: hidden;
}

.progress__bar {
  width: 0;
  height: 100%;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--green), #00c24a);
  transition: width 0.35s ease;
}

.etapa {
  display: none;
}

.etapa.is-active {
  display: block;
  animation: entra 0.28s ease;
}

@keyframes entra {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: none; }
}

.etapa__titulo {
  font-size: 23px;
  font-weight: 800;
}

.etapa__texto {
  margin: 8px 0 22px;
  font-size: 15px;
  color: var(--gray-600);
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  margin: -1px;
  padding: 0;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}

.field {
  margin-bottom: 18px;
}

.field label {
  display: block;
  margin-bottom: 7px;
  font-size: 14.5px;
  font-weight: 600;
}

.field input {
  width: 100%;
  height: 52px;
  padding: 0 16px;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius);
  background: var(--white);
  font-family: inherit;
  font-size: 16px;
  color: var(--black);
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.field input::placeholder {
  color: var(--gray-400);
}

.field input:focus {
  outline: none;
  border-color: var(--green);
  box-shadow: 0 0 0 4px rgba(0, 156, 59, 0.16);
}

.field input[aria-invalid="true"] {
  border-color: var(--danger);
  box-shadow: 0 0 0 4px rgba(198, 40, 40, 0.12);
}

.field__error {
  min-height: 0;
  margin-top: 6px;
  font-size: 13.5px;
  color: var(--danger);
}

.field__error:empty {
  margin-top: 0;
}

.checkbox {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin: 6px 0 4px;
  font-size: 14px;
  color: var(--gray-600);
  cursor: pointer;
}

.checkbox input {
  flex: none;
  width: 18px;
  height: 18px;
  margin-top: 2px;
  accent-color: var(--green);
  cursor: pointer;
}

.checkbox a {
  color: var(--green-dark);
  text-decoration: underline;
}

.btn {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  width: 100%;
  height: 56px;
  margin-top: 16px;
  border: none;
  border-radius: var(--radius);
  font-family: inherit;
  font-size: 16.5px;
  font-weight: 700;
  cursor: pointer;
  transition: transform 0.15s ease, background 0.15s ease, box-shadow 0.15s ease;
}

.btn--primary {
  background: var(--green);
  color: var(--white);
  box-shadow: 0 12px 24px rgba(0, 156, 59, 0.26);
}

.btn--primary:hover:not(:disabled) {
  background: var(--green-dark);
  transform: translateY(-2px);
  box-shadow: 0 16px 30px rgba(0, 156, 59, 0.32);
}

.btn--ghost {
  background: var(--white);
  color: var(--black);
  border: 1.5px solid var(--gray-200);
}

.btn:disabled {
  cursor: not-allowed;
  opacity: 0.75;
  transform: none;
}

.btn__spinner {
  display: none;
  width: 18px;
  height: 18px;
  border: 2.5px solid rgba(255, 255, 255, 0.4);
  border-top-color: var(--yellow);
  border-radius: 50%;
  animation: spin 0.7s linear infinite;
}

.btn.is-loading .btn__spinner {
  display: block;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.card__note {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-top: 16px;
  font-size: 13px;
  color: var(--gray-400);
  text-align: center;
}

.lock {
  position: relative;
  flex: none;
  width: 11px;
  height: 9px;
  border-radius: 2px;
  background: var(--gray-400);
}

.lock::before {
  content: "";
  position: absolute;
  left: 2px;
  top: -5px;
  width: 7px;
  height: 6px;
  border: 1.6px solid var(--gray-400);
  border-bottom: none;
  border-radius: 4px 4px 0 0;
}

/* Opções das perguntas */
.opcoes {
  display: grid;
  gap: 10px;
}

.opcao {
  display: flex;
  align-items: center;
  gap: 14px;
  width: 100%;
  padding: 16px;
  border: 1.5px solid var(--gray-200);
  border-radius: 14px;
  background: var(--white);
  font-family: inherit;
  text-align: left;
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease, transform 0.15s ease;
}

.opcao:hover,
.opcao.is-selected {
  border-color: var(--green);
  background: var(--green-light);
}

.opcao:hover {
  transform: translateX(2px);
}

.opcoes--compactas .opcao {
  padding: 14px 16px;
}

.opcao__marca {
  flex: none;
  width: 12px;
  height: 12px;
  border-radius: 50%;
}

.opcao__marca[data-cor="verde"] { background: var(--green); }
.opcao__marca[data-cor="amarelo"] { background: var(--yellow); }
.opcao__marca[data-cor="azul"] { background: var(--blue); }

.opcao__dia {
  flex: none;
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 12px;
  background: var(--black);
  color: var(--white);
  font-size: 16px;
  font-weight: 800;
}

.opcao:hover .opcao__dia,
.opcao.is-selected .opcao__dia {
  background: var(--green);
}

.opcao__texto {
  display: flex;
  flex-direction: column;
  gap: 2px;
  margin-right: auto;
}

.opcao__texto strong {
  font-size: 15.5px;
  font-weight: 700;
  color: var(--black);
}

.opcao__texto small {
  font-size: 13px;
  color: var(--gray-600);
}

.opcao__seta {
  flex: none;
  width: 8px;
  height: 8px;
  border: solid var(--gray-400);
  border-width: 2px 2px 0 0;
  transform: rotate(45deg);
}

.opcao:hover .opcao__seta,
.opcao.is-selected .opcao__seta {
  border-color: var(--green);
}

/* Valores */
.valores {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
}

.valor {
  padding: 18px 12px;
  border: 1.5px solid var(--gray-200);
  border-radius: 14px;
  background: var(--white);
  font-family: inherit;
  font-size: 17px;
  font-weight: 700;
  color: var(--black);
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease, color 0.15s ease;
}

.valor:hover,
.valor.is-selected {
  border-color: var(--green);
  background: var(--green-light);
  color: var(--green-dark);
}

/* Tabela de simulação */
.tabela-wrap {
  overflow-x: auto;
}

.tabela {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
}

.tabela th {
  padding: 0 8px 10px;
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  text-align: left;
  color: var(--gray-400);
}

.tabela__linha {
  cursor: pointer;
}

.tabela__linha td {
  padding: 12px 8px;
  border-top: 1px solid var(--gray-200);
  transition: background 0.15s ease;
}

.tabela__linha:hover td {
  background: var(--gray-50);
}

.tabela__linha.is-selected td {
  background: var(--green-light);
}

.tabela__linha.is-selected td:first-child {
  border-radius: 10px 0 0 10px;
}

.tabela__linha.is-selected td:last-child {
  border-radius: 0 10px 10px 0;
}

.tabela__parcela {
  font-weight: 700;
  color: var(--green-dark);
  white-space: nowrap;
}

.tabela__total {
  color: var(--gray-600);
  white-space: nowrap;
}

.radio {
  display: block;
  width: 18px;
  height: 18px;
  border: 2px solid var(--gray-200);
  border-radius: 50%;
}

.tabela__linha.is-selected .radio {
  border-color: var(--green);
  background: radial-gradient(var(--green) 0 42%, transparent 46%);
}

/* Análise */
.etapa--analise {
  text-align: center;
}

.etapa--analise.is-active {
  padding: 8px 0 4px;
}

.analise__spinner {
  width: 56px;
  height: 56px;
  margin: 0 auto 22px;
  border: 4px solid var(--gray-200);
  border-top-color: var(--green);
  border-right-color: var(--yellow);
  border-radius: 50%;
  animation: spin 0.9s linear infinite;
}

.analise__lista {
  display: grid;
  gap: 12px;
  margin: 26px 0;
  padding: 0;
  list-style: none;
  text-align: left;
}

.analise__lista li {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 15px;
  color: var(--gray-400);
  transition: color 0.3s ease;
}

.analise__lista li span {
  position: relative;
  flex: none;
  width: 22px;
  height: 22px;
  border: 2px solid var(--gray-200);
  border-radius: 50%;
}

.analise__lista li.is-done {
  color: var(--black);
  font-weight: 500;
}

.analise__lista li.is-done span {
  background: var(--green);
  border-color: var(--green);
}

.analise__lista li.is-done span::after {
  content: "";
  position: absolute;
  left: 6px;
  top: 2.5px;
  width: 5px;
  height: 10px;
  border: solid var(--white);
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}

/* Aprovação */
.etapa--aprovado {
  text-align: center;
}

.aprovado__selo {
  display: inline-block;
  margin-bottom: 18px;
  padding: 6px 14px;
  border-radius: 999px;
  background: var(--yellow);
  color: var(--black);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.etapa--aprovado .etapa__texto {
  margin-bottom: 4px;
}

.aprovado__valor {
  margin-bottom: 22px;
  font-size: 44px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: var(--green);
}

.aprovado__escolha {
  margin-bottom: 12px;
  font-size: 14px;
  font-weight: 600;
  color: var(--gray-600);
}

.ofertas {
  display: grid;
  gap: 10px;
  margin-bottom: 22px;
}

.oferta {
  display: flex;
  align-items: center;
  gap: 12px;
  width: 100%;
  padding: 14px 16px;
  border: 1.5px solid var(--gray-200);
  border-radius: 14px;
  background: var(--white);
  font-family: inherit;
  text-align: left;
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease;
}

.oferta:hover,
.oferta.is-selected {
  border-color: var(--green);
  background: var(--green-light);
}

.oferta__radio {
  flex: none;
  width: 18px;
  height: 18px;
  border: 2px solid var(--gray-200);
  border-radius: 50%;
}

.oferta.is-selected .oferta__radio {
  border-color: var(--green);
  background: radial-gradient(var(--green) 0 42%, transparent 46%);
}

.oferta__info {
  display: flex;
  flex-direction: column;
  margin-right: auto;
}

.oferta__info strong {
  font-size: 17px;
  font-weight: 800;
  color: var(--black);
}

.oferta__info small {
  font-size: 13px;
  color: var(--gray-600);
}

.oferta__tag {
  flex: none;
  padding: 4px 10px;
  border-radius: 999px;
  background: var(--gray-50);
  color: var(--gray-600);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}

.oferta__tag--escolhido {
  background: var(--yellow);
  color: var(--black);
}

/* Aviso do programa */
.modal {
  position: fixed;
  inset: 0;
  z-index: 60;
  display: grid;
  place-items: center;
  padding: 20px;
  overflow-y: auto;
}

.modal__fundo {
  position: absolute;
  inset: 0;
  background: rgba(11, 11, 11, 0.62);
  backdrop-filter: blur(3px);
  animation: entra 0.2s ease;
}

.modal__caixa {
  position: relative;
  width: 100%;
  max-width: 470px;
  padding: 32px;
  border-radius: 22px;
  background: var(--white);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  animation: sobe 0.28s ease;
}

.modal__caixa:focus {
  outline: none;
}

.modal__caixa::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
  background: linear-gradient(
    90deg,
    var(--green) 0 60%,
    var(--yellow) 60% 85%,
    var(--blue) 85% 100%
  );
}

@keyframes sobe {
  from { opacity: 0; transform: translateY(16px) scale(0.98); }
  to { opacity: 1; transform: none; }
}

.modal__fechar {
  position: absolute;
  top: 14px;
  right: 14px;
  width: 32px;
  height: 32px;
  border: none;
  border-radius: 50%;
  background: var(--gray-50);
  font-size: 20px;
  line-height: 1;
  color: var(--gray-600);
  cursor: pointer;
}

.modal__fechar:hover {
  background: var(--gray-200);
}

.modal__selo {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  margin-bottom: 16px;
  padding: 7px 16px 7px 10px;
  border: 1px solid rgba(0, 156, 59, 0.25);
  border-radius: 999px;
  background: var(--green-light);
  color: var(--green-dark);
  font-size: 13px;
  font-weight: 700;
}

.modal__titulo {
  font-size: 23px;
  font-weight: 800;
}

.modal__titulo--centro,
.modal__texto--centro {
  text-align: center;
}

.modal__texto {
  margin-top: 12px;
  font-size: 15px;
  color: var(--gray-600);
}

.modal__texto strong {
  color: var(--black);
}

.modal__lista {
  display: grid;
  gap: 11px;
  margin: 20px 0 0;
  padding: 0;
  list-style: none;
}

.modal__lista li {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 14.5px;
  font-weight: 500;
}

.modal__acoes {
  margin-top: 8px;
}

.modal__nota {
  margin-top: 16px;
  font-size: 12px;
  line-height: 1.5;
  color: var(--gray-400);
  text-align: center;
}

#painel-confirmado .btn {
  margin-top: 24px;
}

.resumo {
  display: grid;
  gap: 12px;
  margin: 0;
  padding: 18px 20px;
  border: 1px solid var(--gray-200);
  border-radius: 16px;
  background: var(--gray-50);
  list-style: none;
  text-align: left;
}

.resumo li {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  font-size: 14.5px;
}

.resumo li span {
  color: var(--gray-600);
}

.resumo li strong {
  font-weight: 700;
  text-align: right;
}

.success__icon {
  position: relative;
  width: 62px;
  height: 62px;
  margin: 0 auto 20px;
  border-radius: 50%;
  background: var(--green);
  box-shadow: 0 0 0 6px var(--green-light);
}

.success__icon::after {
  content: "";
  position: absolute;
  left: 23px;
  top: 15px;
  width: 12px;
  height: 24px;
  border: solid var(--white);
  border-width: 0 3px 3px 0;
  transform: rotate(45deg);
}

/* Seção gov.br — Programa Nacional Recomeço */
.gov {
  padding: 64px 0;
  background: linear-gradient(180deg, #f0f4f9 0%, var(--white) 100%);
  border-top: 1px solid var(--gray-200);
  border-bottom: 1px solid var(--gray-200);
}

.gov__inner {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 40px;
  align-items: start;
}

.gov__marca {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
}

.gov__logo {
  display: inline-flex;
  align-items: center;
  padding: 6px 12px;
  border-radius: 6px;
  background: #1351b4;
  color: var(--white);
  font-size: 15px;
  font-weight: 800;
  letter-spacing: -0.02em;
}

.gov__selo {
  padding: 5px 12px;
  border-radius: 999px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  color: var(--gray-600);
}

.gov__titulo {
  font-size: clamp(24px, 3vw, 32px);
  font-weight: 800;
  color: #1351b4;
}

.gov__texto {
  max-width: 640px;
  margin-top: 14px;
  font-size: 16px;
  line-height: 1.65;
  color: var(--gray-600);
}

.gov__texto strong {
  color: var(--black);
}

.gov__lista {
  display: grid;
  gap: 10px;
  margin: 22px 0 0;
  padding: 0;
  list-style: none;
}

.gov__lista li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 15px;
  color: var(--ink);
}

.gov__nota {
  margin-top: 20px;
  padding: 14px 16px;
  border-left: 3px solid #1351b4;
  border-radius: 0 10px 10px 0;
  background: rgba(19, 81, 180, 0.06);
  font-size: 14px;
  color: var(--gray-600);
}

.gov__cartao {
  padding: 28px 24px;
  border: 1px solid var(--gray-200);
  border-radius: 18px;
  background: var(--white);
  box-shadow: var(--shadow-sm);
}

.gov__cartao-rotulo {
  display: block;
  margin-bottom: 18px;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--gray-400);
}

.gov__cartao-item {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.gov__cartao-item span {
  font-size: 13px;
  color: var(--gray-600);
}

.gov__cartao-item strong {
  font-size: 36px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #1351b4;
  line-height: 1;
}

.gov__cartao-item:last-of-type strong {
  color: var(--green-dark);
}

.gov__cartao-item small {
  font-size: 12.5px;
  color: var(--gray-400);
}

.gov__cartao-divisor {
  height: 1px;
  margin: 18px 0;
  background: var(--gray-200);
}

.gov__cartao-link {
  display: block;
  margin-top: 20px;
  padding: 12px;
  border-radius: 10px;
  background: #1351b4;
  color: var(--white);
  font-size: 14.5px;
  font-weight: 700;
  text-align: center;
  transition: background 0.15s ease;
}

.gov__cartao-link:hover {
  background: #0c3d8c;
}

/* Passos */
.steps {
  padding: 84px 0;
}

.section__title {
  font-size: clamp(26px, 3vw, 34px);
  font-weight: 800;
  text-align: center;
}

.section__subtitle {
  margin-top: 10px;
  color: var(--gray-600);
  text-align: center;
}

.steps__list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin: 44px 0 0;
  padding: 0;
  list-style: none;
}

.step {
  position: relative;
  padding: 30px 26px;
  border: 1px solid var(--gray-200);
  border-radius: 18px;
  background: var(--white);
  box-shadow: var(--shadow-sm);
}

.step__number {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  margin-bottom: 16px;
  border-radius: 12px;
  background: var(--black);
  color: var(--white);
  font-weight: 700;
}

.step:nth-child(1) .step__number { background: var(--green); }
.step:nth-child(2) .step__number { background: var(--yellow); color: var(--black); }
.step:nth-child(3) .step__number { background: var(--blue); }

.step h3 {
  margin-bottom: 8px;
  font-size: 18px;
  font-weight: 700;
}

.step p {
  font-size: 15px;
  color: var(--gray-600);
}

/* Faixa de destaque preta */
.claim {
  padding: 56px 0;
  background: var(--black);
  color: var(--white);
  text-align: center;
}

.claim h2 {
  font-size: clamp(24px, 3vw, 34px);
  font-weight: 800;
}

.claim h2 .highlight {
  color: var(--yellow);
}

.claim h2 .highlight::after {
  display: none;
}

.claim__stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: 760px;
  margin: 36px auto 0;
}

.claim__stat strong {
  display: block;
  font-size: 30px;
  font-weight: 800;
  color: var(--green);
}

.claim__stat:nth-child(2) strong { color: var(--yellow); }
.claim__stat:nth-child(3) strong { color: var(--white); }

.claim__stat span {
  font-size: 14.5px;
  color: rgba(255, 255, 255, 0.7);
}

/* FAQ */
.faq {
  padding: 84px 0 88px;
}

.faq__item {
  margin-top: 14px;
  padding: 18px 22px;
  border: 1px solid var(--gray-200);
  border-left: 3px solid var(--green);
  border-radius: 14px;
  background: var(--gray-50);
}

.faq__item:nth-of-type(2) { border-left-color: var(--yellow); }
.faq__item:nth-of-type(3) { border-left-color: var(--blue); }

.faq__item:first-of-type {
  margin-top: 34px;
}

.faq__item summary {
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  list-style: none;
}

.faq__item summary::-webkit-details-marker {
  display: none;
}

.faq__item summary::after {
  content: "+";
  float: right;
  font-size: 20px;
  color: var(--green);
  line-height: 1;
}

.faq__item[open] summary::after {
  content: "–";
}

.faq__item p {
  margin-top: 10px;
  font-size: 15px;
  color: var(--gray-600);
}

/* Footer */
.footer {
  padding: 30px 0;
  border-top: 1px solid var(--gray-200);
  background: var(--gray-50);
}

.footer__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  font-size: 13.5px;
  color: var(--gray-600);
}

.footer__legal {
  color: var(--gray-400);
}

@media (max-width: 940px) {
  .hero__inner {
    grid-template-columns: 1fr;
    gap: 44px;
  }

  .steps__list,
  .claim__stats {
    grid-template-columns: 1fr;
  }

  .gov__inner {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .gov__cartao {
    max-width: 360px;
  }

  .header__nav {
    display: none;
  }

  .header__cta {
    margin-left: auto;
  }

  .footer__inner {
    flex-direction: column;
    text-align: center;
  }

  .oferta {
    flex-wrap: wrap;
  }

  .oferta__tag {
    margin-left: 30px;
  }
}

@media (max-width: 720px) {
  .header__inner {
    height: auto;
    min-height: 64px;
    padding: 10px 0;
    gap: 12px;
  }

  .header__cta {
    padding: 8px 16px;
    font-size: 14px;
  }

  .logo {
    font-size: 17px;
  }

  .modal__caixa {
    width: 100%;
    max-width: none;
    margin: auto 0;
    border-radius: 18px;
  }

  .modal__titulo {
    font-size: 22px;
  }

  .modal__lista li {
    font-size: 14px;
  }

  .valores {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .valor {
    padding: 14px 8px;
    font-size: 15px;
  }

  .funil__head {
    flex-wrap: wrap;
  }

  .funil__counter {
    width: 100%;
    margin-left: 0;
    text-align: right;
  }
}

@media (max-width: 520px) {
  .container {
    padding: 0 16px;
  }

  .hero {
    padding: 48px 0 64px;
  }

  .card {
    padding: 26px 20px;
  }

  .highlight {
    white-space: normal;
  }

  .etapa__titulo {
    font-size: 21px;
  }

  .tabela {
    font-size: 13px;
  }

  .tabela th,
  .tabela__linha td {
    padding-left: 6px;
    padding-right: 6px;
  }

  .aprovado__valor {
    font-size: 38px;
  }

  .oferta {
    padding: 12px;
    gap: 10px;
  }

  .oferta__info strong {
    font-size: 15px;
  }

  .oferta__tag {
    margin-left: 0;
    width: 100%;
    text-align: center;
  }

  .opcao {
    padding: 14px 12px;
    gap: 10px;
  }

  .opcao__texto strong {
    font-size: 14.5px;
  }

  .btn {
    height: 52px;
    font-size: 15.5px;
  }

  .modal {
    padding: 12px;
    align-items: flex-end;
  }

  .modal__caixa {
    border-radius: 18px 18px 0 0;
    max-height: 92vh;
    overflow-y: auto;
  }

  .steps,
  .faq,
  .gov {
    padding: 48px 0;
  }

  .claim {
    padding: 40px 0;
  }

  .gov__marca {
    flex-wrap: wrap;
  }

  .gov__cartao {
    max-width: none;
  }

  .gov__cartao-item strong {
    font-size: 30px;
  }

  .resumo li {
    flex-direction: column;
    align-items: flex-start;
    gap: 4px;
  }

  .resumo li strong {
    text-align: left;
  }
}